跳至主要内容

Business Insurance Requirements

Both large and small businesses have specific insurance needs and requirements. Some types of insurance are required by law. A business that has employees will need to provide workers compensation and disability, and are required to pay unemployment insurance tax. Other types of insurance will also be needed to provide liability coverage and property damage.

    Workers Compensation

  1. One type of insurance that is required by law for a business that has employees is workers compensation. This insurance provides coverage for an employee who is injured on the job and suffers lost wages and/or permanent disability. This insurance also restricts the right of an employee to sue the employer for injuries that occur.
  2. Disability

  3. Disability insurance provides coverage for the replacement of partial wages for employees who suffer a non-workplace injuries or sicknesses. This insurance is required in California, Hawaii, New Jersey, New York, Rhode Island and Puerto Rico.
  4. Unemployment Insurance Tax

  5. Unemployment insurance is a type of insurance that is provided by all states. Unemployment insurance is funded through taxes paid by federal and state employer payrolls. There are certain conditions in which this tax needs to be paid. Wages to any employee that exceed $1500 require that unemployment insurance tax be paid. This tax also needs to be paid if an employer had at least one employee work during a 20-week period for any calendar year.
  6. General Liability

  7. General liability insurance is purchased by employers who want to protect themselves from various types of risk. This can include paying legal fees in the event a business is sued for injury that is sustained by a customer or negligence by an employee. This type of policy provides coverage for bodily injury, property damage, medical expenses as well as libel and slander. It is the most common type of policy purchased by most types of businesses.
  8. Commercial Property

  9. Commercial property insurance provides for loss due to fire, theft, vandalism and any other peril that is not excluded in the policy. This type of policy is a requirement for a business because property can be defined as lost income, buildings on the property, computers as well as interruption to the business.

评论

I am grateful that you have this post as I would never figure out what my business requires. You made me realize that I need to have an insurance policy for my business to safeguard it from risks and disaster which can stop its growth anytime.

此博客中的热门博文

How to Design a Store Front Sign

In this Article we will talk about designing a store front for a business. What color or size should your Letters & designs be? What to put on your sign and why?, then be ready to Get in touch with sign people and get your best deal. Large lettering with out a front sign could save you time and money Do your products have a special shape or color to emulate on your sign? Kodak is always in yellow and black, Coca-Cola white on red, Etc. Muffler places, have a sign in the shape of a muffler. your phone number on the store front some place, but not on the identification sign, (door, or window) Your Product & logos can be arranged on the front sign, or window. Not on the Pole sign, Store hours & phone number could fit in your design and by using the product color, it could add product recognition & enhance your design. Suppliers may provide plenty of advert

music forum (zt)

24. moonlight - ≡ Sound Of Nature ≡ -     15. Tone Quebec Network 17.Ukoo http://www.hispeed.com.cn/Forum/LoadForum.asp?Foru m / a> http://bbs.dd81.com/index.php 30. Jazz pawnshop http://www.sogua.com/ 6. Lyrics 吾爱 http://www.inkui.com Reading of the singer in mind 2. Hyun tone http://d.sogou.com/ http://www.beihai365.com/bbs/forumdisplay.php?f/a> 20. Left Bank • Teana http://bbs.flamesky.com/ 8. Sogou sogou- 25.U Shadow 吾爱 sound waves 4. Need 14.HDCD http://www.commus.com/ 29, Buddhist music, do not know the name of the http://www.itpub.net/forum79.html http://bbs.kugoo.com/index.asp http://bbs.uying.com/176/Index.aspx http://board.verycd.com/ http://board.verycd.com/f8.html 13.MP3 barrage http://bbs.51lrc.com/index.asp?board/a> A pleasant song - "Dancing circulation" 19.Verycd of http://bbs.breezecn.com/ http://www.mp4cn.com/2008/index.html Sound of Music Forum, http://www.jazzsky.com/lb/cgi-bin/leobbs.cgi http://www.luopo.co

找到一个可以替代ghs.google.com的地址

用Goole Blogger的自定义域名功能需要用到 ghs.google.com 做CNAME,或者用ping ghs.google.com 得出的IP做一个A记录.但是,伟大的GFW已经把 ghs.google.com 和部分IP屏蔽在大陆之外.这样的壮举使得我们的自定义域名不能正常访问,或者让你的网页背景.图片被滤掉,精心做成的模板变得惨白不堪. 那么,我们可不可以找一个替代 ghs.google.com 的地址呢?当然能.因为Google是强大的.它有许多有用的IP地址让你去探寻. 对 ghs.google.com 分析研究后发现, ghs.google.com 这台服务器并没有提供实质性的服务,而只是选择访问者访问最快的服务器(Google全球性公司,很多地区都有服务器).我们只要找到其他服务器的IP地址,并且这个IP地址没被屏蔽,那么就成了. 寻找这样的IP地址需要用到tracert命令.即在CMD模式下输入:tracert ghs.google.com ,在已经屏蔽的当下,最后自然得不出结果,这就需要我们使用代理了.使用不同地区的代理运行tracert ghs.google.com 命令. tracert ghs.google.com 的最后一跳会有类似这样的域名: eh-in-f121.google.com 如果在不用代理的情况下,你能ping通这个域名,那么恭喜你,你找到了!现在就可以用这个域名代替 ghs.google.com 设置你的CNAME了,ping出的IP地址可以做A记录,CNAME和A记录,只做其中之一就可以. hs-in-f121.google.com 64.233.179.121 eh-in-f121.google.com 72.14.207.121 bx-in-f121.google.com 66.249.81.121 ik-in-f121.google.com 66.249.91.121 这4个在我所在地区不能使用,而可以使用 tw-in-f121.google.com 72.14.235.121 或者209.85.171.121也可用 下面是一些不断更新的:74.125.43.121 除了使用代理来寻找,也可以通过一些网站提供的功能来寻找这个地址,很方便,就是使用网站提供的Traceroute.这些网站有: h