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目前显示的是 十二月 6, 2009的博文

How to Prevent Your Name From Getting on a Mailing List

Junk mail is everywhere. It's in credit card offers mailed to your home, in sleazy spam sent to your email inbox and on the phone when a telemarketer calls. You get on mailing lists because when you subscribe to a magazine, sign up for a credit card, fill out a registration form or even give money to a charity, your personal information can be sold to a direct-marketing company. Register for the Do Not Call list at DoNotCall.gov (see Resources). Register only at websites you trust. When you do register at a website, don't providing your mailing address; often this information, as well as your phone number, is requested but not required. Register for DMAChoice.org (see Resources). This website, run by the Direct Marketing Association, allows you to opt out of all mailing lists of companies that are members of the association. Note that you will, somewhat paradoxically, have to provide your ma

How to Create a Music Business Website

The Internet is an important part of the modern music industry. Creating a website is a great way to become involved in the larger music business network outside of your local area, and to make money with the musical goods or services you provide. These websites can be online homes for music stores, bands, musicians or even record labels. Whether you know web design or you will be hiring another party to do it for you, much of the actual information and layout consists of individual preparation. According to Build-website.com, defining your objectives will determine your content and design. Decide which sections your website will include. Common components of music business websites include a "bio" or "about" section, which explains the purpose and background of the website, a "contact" link that provides an email address for further questions, a "media" gallery for displaying audio or video, and a "store&quo

How to Form a Business Sole Proprietorship

This is an article on how to form a business sole proprietorship. Step 3) The third step in forming your sole proprietorship is going to the bank and opening a BUSINESS BANK ACCOUNT. For example, "John Smith doing business as (dba) Smith plumbing." While there are many attributes of sole proprietorships, the biggest drawback is personal liability. I hope this has been a helpful guide on how to form a sole proprietorship. Good luck! Step 2) The second step in forming your business sole proprietorship is going to the county clerk's office and getting your BUSINESS LICENSE. Make sure you pick out a catchy name to draw people to your business. On the business license application form, you will have the choice of choosing between LLC, partnership, corporation, sole proprietorship, etc. Obviously choose sole proprietorship. Step 1) Sole proprietorships are the least complicated form of busin

How to File Bankruptcy for an LLC

It's not a pleasant option. It can be costly in terms of money and emotions. But bankruptcy for an LLC may be your only alternative to digging out from crushing debts while securing some footing for a new start. Filing an LLC bankruptcy is a viable option that will require careful consideration and valuable advice from a qualified attorney. In preparation for your first meeting with a lawyer, you should understand the following issues in regard to your LLC bankruptcy filing. Accept the fact that not all debts may be discharged through your bankruptcy hearing. Liability for "trust fund" taxes, such as employee withholding taxes, will remain under your personal obligation to repay. Some states also define sales tax as liable, while others consider them an excise tax and may be discharged over time. Understand the initial process steps for initiating an LLC bankruptcy. You should interview several attorneys before

How to Start a Psychic Line

Psychics use their talents to connect with clients and reveal forebodings and share any insights; many even predict the future. Starting a psychic line is the best way to share your talents with others and a great way to jumpstart your career or business. You can dictate your own rates and even set your own hours and availability. Obtain a toll-free telephone number (800 number) for your psychic line; this is the number that clients will call when they want a psychic reading. Consider using an all-in-one service that takes care of call forwarding, customer billing and payment processing. An example is PayPerCall.com, an authorized service bureau that takes care of all these tasks for psychics and sends monthly checks resulting from psychic line profits. Alternatively, sign up with a service such as Kall8 that provides an 800 number and automatic call forwarding to a specific telephone line; maintain records of client calls and relevant service charges y

How to Start a Cat Grooming Business at Home

Running your own business is an appealing alternative that many Americans are starting to pursue. The Internet has made it possible to establish a presence and advertise without spending a large amount of money. These opportunities are unlimited and people are trying many different kinds of businesses. Animals have always needed grooming services, and cat grooming is becoming more popular. Cats are small enough that a large space is not required and thus makes an ideal home business. Obtain finances in order to purchase equipment and supplies. This may be in the form of bank or other loans, savings accounts, or investing with a partner. Create a business plan and research the requirements for your state.The Small Business Administration has tools to help with this step (see resources). Apply for any small business permits or licensees that are required by your state. Pay any associated fees for thes

How to Create a Day Care Center

Creating a day care center involves more than collecting toys and planning fun activities for the kids. Several important administrative and logistical points need to be addressed before you can hang your open sign. Create a solid foundation for the day care center by documenting all of your philosophical and operational information. Taking the time to get your business in order and in line with legal requirements saves on headaches down the road. Research state laws for licensure and accreditation for the size of day care you want to start. Address these requirements as you create the day care. Determine the size of your day care center. Decide if you will base the day care center from your home or a commercial building. Identify the maximum number of children to enroll in the center. Identify the target audience for the day care center. Establish the ages you will enroll. Decide if you will target

How to Use a 401(k) to Start a New Business

Starting a new business is a great adventure. As your own boss, you determine the course of the company--product and service offerings, promotional activities and annual revenue goals. You will also navigate through issues such as limited cash flow, disgruntled customers or delayed shipments. Before you even get started, you may face one of your greatest challenges: how to provide start-up capital. Take comfort in the fact that the American dream still exists, and the IRS allows you to fund it using your 401(k) without tax or penalty. Two options include direct purchase of your new company's stock or an indirect purchase through an Employee Stock Ownership Plan (ESOP). The second option may offer additional tax and estate planning benefits when it comes time to sell the business. Invest in your company through a stock purchase using your 401(k) funds. By investing your 401(k) funds rather than withdrawing the money, you will avoid a 10 percent penal

How to Launch a Home Daycare

A home daycare is a great small business to operate. It is especially good for moms with young children who want to be able to stay home with their children, but need a little extra money in order to do so. Launching a home daycare can take work, but once you begin operating you can enjoy a profitable business. Set up your home with specific areas for each activity. You may have your living room designated for nap time, while your family room is the place where the children will spend most of the time playing. You can set up a specific area for crafts, but you may want to use your kitchen table for both lunch and crafts time. You should also clear an outside place to play so you can have outside time each day. If you don't have the space available to play outside, you may want to plan a daily walk. Plan a schedule for each day. Parents like to know what their children are doing each day. If you can include a circle time a

How to Form a Personal LLC

According to the Internal Revenue Service (IRS), many small businesses begin as sole proprietorships, where there is no legal distinction between the business and the owner. All assets and losses attributed to the business are accrued to the owner. This causes the owner to have unlimited liability for all debts owed by the business. In order to minimize the risks associated with a sole proprietorship, small business owners may elect to form a single-member Limited Liability Company (LLC). An LLC offers asset protection similar to that of a corporation to the owner of the company. File the Articles of Organization form with your Secretary of State. You will also be asked to include a fee for registering your LLC. This amount will vary by state. Create Articles of Organization for your new LLC. The Articles of Organization is a form that acts as a charter for the business and articulates basic information about the LLC. The form

How to Apply Vinyl Film Without Bubbles

Air bubbles and pockets that form during the application of vinyl graphics are the bane of every sign maker's existence. With a bit of thought given to careful surface preparation and application factors, the ever-present air bubble can be remedied or prevented. Air bubbles form during normal application when air becomes trapped between the surface and airtight vinyl. Pockets form when foreign materials such as dirt, insects, residue or surface imperfections are present. While some sure-fire cures such as cleaning and wet application eliminate most problems, they are not always possible or desirable in every instance. Apply wet vinyl application fluid in a spray bottle to the exposed application surface, if wet application is desired or warranted. Some sign makers use a soap and water concoction, but commercial sign fluid is inexpensive, does not contain possible detrimental ingredients, and helps promotes better adhesion as it evaporates.

How to Protect Vinyl Decals

Vinyl decals, particularly those on outdoor signs and vehicles, require periodic care. A regular schedule of cleaning is often all that is needed to protect vinyl from the harmful effects of dirt and other environmental contaminants. Assuming the vinyl has been installed correctly--without holes, tears, air bubbles or loose edges--it will look good and last for several years under normal use. But keep in mind that extreme temperatures, non-rigid or porous surfaces, external abrasion and the application of fuels or chemicals will shorten the lifespan of vinyl decals. Apply a soapy water solution with the second sponge, wringing out frequently. Avoid scrubbing the edges of the decal, and apply more pressure to the vinyl surface as dirt is visibly removed. Rinse the decal with clear water applied with a sponge or hose. Do not apply excess sponge pressure, as your goal is to wet the surface only. Apply

When Is a Variable License Needed Vs. Life Insurance License?

Insurance representatives face many different tests and license requirements. If they sell more than just fixed product insurance, they also have to have other types of licenses. This means more tests to pass. NASD According to federal regulations, anyone who wants to sell variable products must pass a series 6 test to do that. Once you pass and acquire the license, you can sell mutual funds, variable life and variable annuities. A series 7 test for stockbrokers also allows you to do this. Blue Sky The Blue Sky laws in many states require a test if you sell variable products. You must pass the series 63, the number of the license, to sell variable annuities. Check your state's requirements in the Resources section of this article. Insurance Every state requires that you pass a life and annuities test to sell life insurance products in your state.

How to Grow a Worm Farm

Starting a worm farm is a fairly simple and inexpensive business. Not only can you sell the worms as fishing bait, but also the compost that the worms live in as fertilizer or potting soil because it is rich in nutrients. Worm farms are a great way to start a composting pile at home, but you will need a source of red worms, which are the only good worms to use according to the Louisiana Department of Environmental Quality. Starting your own farm is simple and can easily be undertaken by anyone. For starters, place a dozen red worms in each drum end. Begin feeding each drum one pail of food scraps a day in order to keep the worms growing and the compost flowing. Fill the two drum ends with moistened newspaper. Add a gallon of soil as well. Repeat the drum-making process as many times as you want, utilizing as much space as you have available. As the drums fill up with compost, take approximately hal

How to Construct a Business Plan

Most professionals will tell you to construct a business plan before you start your own business. There are two things a business plan can do for you: It can prepare you by helping you organize book work and legal documents and it can help prepare you for possible complications. The following article is directed to small business entrepreneurs. There are a few main components to small business plans. Take time to properly create your plan and it will pay off in the end. Fill in the "Financing" section. This will include start-up business loans, calculating interest rates and a list of all the things you will need to purchase in order for the business to operate. List the banking institutions you plan to borrow from. Gather the proper paperwork and keep up with the interest rates and payments you will need to make in order to pay back the loan. Fill in the "Business Description" section. Include an explanati

How to Start a Model Home Staging Business

While model homes usually have the advantage of being new as an appealing feature, a furnished home allows sellers to focus on the great features of the house while helping buyers see its potential. But builders and developers are not necessarily interior decorators, so hiring a home staging consultant is to their advantage. Here's how you can start your own model home staging business. Set up your business. When you've determined you have a market, it's time to put the foundation of the business in place. The Small Business Administration is a great resource for tips on business startup. It provides help with tasks such as: 1. Setting up the structure of your business. Will you work as a sole proprietor or set up a Limited Liability Company? Do you have a partner and need to set up a partnership? 2. Getting permits and licenses as established by your city or county for businesses. 3. Setting up office space. If you'll be working from ho

How to Create an Information Only Website for My Small Business

Creating an information only site for a small business can be one of the most effective tools for gaining loyal customers. Providing a website with useful data may establish a rapport that is hard to replicate. You can easily get started using information as power inexpensively. Obtain a website that may be improved into a basic e-commerce site. This could mean embedding a link for PayPal subscribers. Requiring payment for certain information may be a great revenue stream to offset costs of the information website. Purchase at least three domains, one each in .com, .net and .biz (e.g., www.companyname.com, www.companyname.net and www.companyname.biz). These will protect against other companies purchasing closely related domains. Hosting and website packages together will be between $15 and $250 per year, depending on the company. Select payment options carefully, as there may be savings for annual packages.

How to Bootstrap a Self Storage Business

If you want to start a self-storage business but do not have enough operating cash or access to small-business loans, you must engage in what's commonly called "bootstrapping." This process allows you to start a business with a smaller version of what the company will eventually be, and to grow it into its end form by investing the revenues it earns along the way. Lease a storage unit or shed to sublet to others. You should work with the owner of that facility to ensure that subletting is within your lease rights. Then concentrate on finding customers who need to store a few items, but do not need a full storage unit themselves. Take care to keep each person's belongings separate from one another. You may even consider building or setting up partitions to allocate a separate space for each customer. Though you may not cover the full cost of your storage unit in the first few months with your subletting income, you should make careful p

How to Buy a Tanning Salon Franchise

Franchising allows a qualified person interested in owning his own business with the opportunity to do so. A franchise owner can be profitable by using the name brand, receiving guidance and training, and following a set marketing plan. Purchasing a tanning salon franchise gives you the upper hand compared to opening an independent tanning salon because of the well-known name brand attached to your business. This factor can help your tanning salon franchise become a successful one. Choose the right tanning salon franchise for you based on your needs and the information provided. Request information from your top tanning salon franchise picks. According to www.tanningsalonfranchise.info, all tanning salon franchises require various capital investment amounts and will offer varying degrees of support for your business. Requesting the information first and then analyzing all of it will give you a better idea of which tanning sal

Uses of a Bar Counter

Bar counters are a popular way to serve drinks and food to customers or friends easily at their pace. Anyone desiring a beverage can simply approach the counter and place an order. Businesses Bar counters are a fixture in pubs, hotels and taverns, as they allow for much easier service and also provide a space underneath to store supplies such as beverages and food. Restaurants The efficiency allowed by bar counters has also made them a fixture in some types of restaurants, such as sushi bars or diners, where patrons have the option of eating at the bar or at a table. Homes Due to their popularity in pubs and taverns, bar counters have also become home design options. Bar counters can be built fairly easily and add ambience to a basement or recreational area of a home. Design Bar counters can be designed in a

How to Start a Foreclosed Cleaning Business

Cleaning houses and properties that have been foreclosed upon can be a far dirtier and more specialized task than normal housecleaning. Your customers are banks rather than homeowners, and they will have different standards for cleanliness and likely will have each home cleaned only once. There may be no furniture in the home, and there may be significant structural damage. In those cases you may need to work around contractors who are repairing the damage, or even branch into the repair business yourself. Price your services appropriately for your market. Banks may be more interested in flat per project or per square foot rates than in hourly rates. Determine what your competition is charging and ensure that you can price competitively or offer compelling services that would be worth a premium price. Also make sure that you can cover your costs, including the cost of subcontractor labor and supplies, as well as overhead costs such as taxes, insurance a

How to Create a Small Business Website With Member Log in Pages

With the rapid expansion of the Internet in all realms of business, many small businesses add websites everyday. Many of these businesses have websites that have the ability for people to become members to the site. Membership type sites allow members to access certain information not available to the regular public. There are many ways to build this type of site; however, few are as easy as using a pre-built content management system. There are several on the market and few are free; although not all as easy to install and use as Joomla. Create a folder on the desktop named Joomla. This is the folder that the package contents should be unzipped to. Download the latest version of Joomla from the Internet. Unzip the contents of the package to the Joomla folder on the desktop. These are the files that will be uploaded to the Internet. Check the minimum system requirements for

How to Calculate the Fair Market Value of Food Buyouts

It can be tricky to calculate the fair market value for buying out a food business because so many of the considerations are subjective and intangible, such as the ease or difficulty of running the business, or the relative value of the recipes and the loyalty of the customer base. However, there are certain benchmarks that enable you to calculate a fair market value for a food buyout. Once you have arrived at an objectively justifiable price, you can adjust it higher if the business includes intangible benefits as well. Calculate the value of the business' equipment, adjusted for depreciation. If you have been depreciating your equipment for four years with the assumption that you will depreciate it for five years, add 20 percent of its value to the price of your business. If the equipment is fully depreciated but it is in decent working order, add 20 percent of what you paid for it to the asking price. Count the inventor

How to Create Cheap Business Cards

One item that any serious business-minded individual should have is a business card. When an individual asks for your business information, you won't make a good impression if you take out a pen and paper begin writing. However, if you present your business card instead, it shows that you are a professional who is serious about your business. To create your own cards, all you need is access to a computer and printer, and card stock paper. Enter all your business information inside the "Address" box located underneath the "Labels" tab. Include information such as business name, your job title, address, phone numbers, Web site and email address. Click on "Tools" from the menu bar. Select "Letters & Mailings." Choose the "Envelope & Labels" option. If you are using Microsoft 2007, click on "Mailings" from the menu bar and select the "Labels" option.

How to Choose Qualified Employees For Your Photography Studio

In the photography industry we are dealing with clients on a very personal level. When choosing your employees you must keep this in mind. Your employees represent you when you are not around and your clients must feel they can trust them, just like they trust you. Choosing qualified employees for your photography studio doesn't have to be impossible if you follow a few simple tips. Look for employees that are enthusiastic and have an outgoing personality, especially if answering the phone will be one of their duties. You want someone who can answer the phone with a smile on their face and sound excited to be working for you. Not someone who sounds bothered or interrupted when someone calls. Interview your prospective employee's thoroughly. Don't hire on the spot because it feels good. Always think about it. You may even want to consider holding a second interview just to be sure. Sometimes people prepare just a l

How to Pick the Right Conference Calling Companies For Your Business

Conference calling is one of the most widely used mediums businesses use to communicate. Most businesses want the best conference calling companies that will fit their needs. Finding these types of companies is not hard at all, but find conference calling companies that fit your needs is not as simple. Sometimes businesses may have to go through three of four different companies to find the best one. In order to avoid this type of mishap, there are a few things you can do to get the best quality conference calling company. Look for a company with superb customer service. Some companies offer poor quality customer service which could hinder you should you have a problem or questions. Be sure to look for a company with good technology as well. Look for a conference calling company that offers quality services. There are some free conference calling companies. Basically, you get what you pay for. There are some good qual

How to Price Your Photography For Maximum Profit

Ah the age old question "How much should I charge?" I know it's a confusing question and one even those who have been business for years probably have to rethink constantly. But never fear! There are some guidelines and tips I have for you to help you on your way. Keep in mind these are just suggestions and my way isn't the only way, but through experience and with the advice of those who have been in business longer than I have, I think you will find this information helpful! From the baseline price of an 8x10 you can then determine how you want to structure the rest of your print products. A word to the wise: what is the cost difference to you from your lab between a 5x7 and an 8x10? $1? $2? So why on earth would anyone give such a huge discount to their clients for a 5x7? My advice to you is to keep your 5x7 and 8x10 prices relatively close to each other. If your 8x10s are $60, then charge $50 for a 5x7. I can guarantee you will get

How to Great Home Business Opportunity with USANA Health Sciences

If you think having a great earning job over the Internet at the comfort of your own homes is a big impossibility, then here is where you are mistaken. In fact, there are many people who have left their day jobs for a home based work through the Internet. Having an online home business has great advantages not only for you and your family. Working at home lets you be with your loved ones more compared to a typical eight to five work. Aside from that, you get to own your time and the best part is, are your own boss! If you think having a great earning job over the Internet at the comfort of your own homes is a big impossibility, then here is where you are mistaken. In fact, there are many people who have left their day jobs for a home based work through the Internet. Having an online home business has great advantages not only for you and your family. Working at home lets you be with your loved ones more compared to a typical eight to five work. Aside fr

How to Easily Make Extra Money

Want to make extra money from home? There are many ways go get some extra coin without doing much work. Read the easy step by step guide below and you'll be counting your Benjamins in no time! Freelance. Check out different freelance web sites and see what work you can do from home on an independent contractor type basis. Create a Website. Many people have created successful and profitable web sites from home. Make sure to choose a niche you are familiar with and one that will keep your interest as you will need to update content and stay involved. Sell your extra stuff. You can list it on Ebay or other auction web sites. You'll be surprised what you can find in your garage or attic that could attract some real bids online! Launch a Blog. Many stay at home bloggers make hundreds and thousands of dollars from their home offices. Work flexible hours, but be s

How to Form a Limited Partnership Business

This is an article on how to form a Limited Partnership Company. Step 3) The third step in forming your Limited Partnership is WRITING YOUR PARTNERSHIP AGREEMENT. Who will be in charge of what? What will be the escape plan in case the partnership doesn't work out? This all needs to be worked out. Step 2) The second step in forming a Limited Partnership is deciding who will be the LIMITED PARTNER and who will be the GENERAL PARTNER. Each Limited Partnership must has 1 or more limited partners and 1 or more general partners. General Partners have unlimited personal liability while limited partners do not. Step 4) The fourth step in forming your Limited Partnership is FILING AT THE SECRETARY OF STATE'S OFFICE AS A LIMITED PARTNERSHIP. I hope this has been a helpful article on how to form a limited partnership. Good luck! Step 1) Limited Partnerships are a relatively co

How to Start a Home Based Business without Spening a lot

Working from home is great because you can maximize your time and it cost very little to get started. if you are looking to start a home based business then you need to save any where you can before you start making money. The best way to do this is to use a spare room in your house to work out of. If you do not have an office desk or chair then and you are trying to save money then you need to check with goodwill or the salvation army. You will be surprised that you can find great used stuff at a fraction of the price it would cost you to buy brand new. You can get something fancy later when you are making money. You may already have an internet connection at home but if you are going to work there now then you need to make sure that you have a good one. You may want to increase your internet speed so that you are more efficent. Call the cable or phone company and compare rates before choosing how much you want to upgrade.

Properties of Vinyl Film

Not all vinyl is created equal. Sign makers must carefully consider vinyl film properties to suit the job type and application. While the exclusive use of high-performance films is good practice, job cost will not always justify expensive material. Durability Vinyl film manufacturers rate film durability, based on theoretical information and actual testing, under normal environmental conditions. While durability ratings are valuable guidelines, the prudent sign maker should be conservative and consider film use in less than ideal conditions. Typical ratings are from one to seven years. Cast Vinyl Premium vinyl films are manufactured using a casting process, in which chemicals are introduced to vinyl during the film forming stage. Cast films are more dimensionally stable than calendered films, and allow desirable thinner film thickness to be achieved. Calendered Vinyl

What Is a Director of an Incorporated Business?

A director can help guide your business to success. When you incorporate your business, the application will ask for a complete list and mailing addresses of your directors. Do It Yourself You can incorporate without any outside directors. If you choose, you can be the sole officer of the company without any directors, encompassing all functions. Investor Requirement Investors usually ask for a board of directors. Investors want to see that you are receiving advice outside of your own expertise. Number of Directors The number of directors will depend on the complexity of your business. Small businesses can have three or four, while larger corporations will have 20 or 30 directors. Directors' Meetings The number of meetings you have with your directors will depend on the dynamics of your enterprise. If yo

How to Start a Children's Play Place

A children 's play space is a great business. Many parents are looking for places to take their children to play on a rainy day. They may also want other options for those hot summer days and cold winter months. Parents want a clean, safe environment where they can watch their kids with ease and relax while doing it. Find a place to open your play space. You should look for something with ample parking and that is easy for parents and children to reach. Many parents who come will have young children and they will want the access to be as easy as possible. As you look at each space check for security options and the possible ways you could lay out the equipment you want to include in your play space. Check state regulations for children's play spaces. These will vary from state to state. You should also apply for a business license and find out what you will need to do to open the business in your city. This generally r

How to Start a New Photography Business Website

You want to make the transition from photography as a hobby to business, but you're not quite sure where to start. One of the best ways to begin a photography business and get your work shown is to start a website. With so many website creation tools available (Yola.com, GoDaddy.com, Weebly.com, Dreamweaver), what was once a daunting task is becoming easier for those wanting to create a photography business website. Create your landing page. This page should include information such as your name, phone number, email, and the type of photography you do. Decide which web creation software you will use. Yola.com and Weebly.com both offer free websites and the ability to drag and drop. For a business, you will want to purchase your own domain name, which costs at least $19.95 a year. Be mindful of search engine optimization content. To help bring people to your page, you may wish to have a blog on y

How to Start a Paper Recycling Business

Recycling centers make money by selling their sorted recyclables to manufacturers that use them to make other products, ranging from boxes to notebooks. Paper recycling businesses can be quite lucrative---it is fairly easy to accumulate paper that can be recycled, and most people are eager to ensure their paper waste is put to good use. With careful planning, you can own a successful paper recycling center. Purchase a commercial compactor from a retailer such as PTR Baler and Compactor Company or Compactors, Inc. You should also buy large bins to sort and store your paper recyclables from a supplier, such as RecyclingBin.com, Recycling Supply, or Uline. Lease a warehouse that is at least 2,500 square feet---it is best to get a space with an attached office. Rent on such a space will cost between $1,800 and $2,700 per month, depending on the area you're in. Hire at least two employees: one as a cu

Small Business Grants for Minority Women

Minority women start small businesses for a variety of reasons. Women can start home-based businesses or register as a limited liability company. By becoming entrepreneurs, women can generate income and strengthen their independence. While businesses require initial funding, grants usually provide support rather than start-up money. Basics Various grants and organizations exist to support minority business owners. For instance, the Targeted Small Business Assistance Program helps businesses in Iowa that earn less than $4 million in operating income (iowalifechanging.com/business/tsb.aspx). Accion USA (accionusa.org) is a national nonprofit organization that provides small business advice and loans of up to $25,000. Significance Minority women usually start small businesses to increase their earning. Instead of working for someone else, entrepreneurs work for themselves. Most small business ow

How to Create a Music Business LLC

The music business is a two-part endeavor. The artistic side focuses on songwriting, recording and performing. The business side deals with the marketing, profits and legal issues. In order to thrive in the music industry, you must handle your business as well as your creative pursuits. Part of doing that is branding yourself as a company instead of just as an artist. Make an Operating Agreement for your LLC that clearly spells out the responsibilities and rights of each member of your LLC. Rights and responsibilities include how the company's business will be conducted, how much voting power a member has, how company profits and losses will be allocated and what happens if the company is closed down or a member sells their share in the LLC. You must also choose how much stake or percentage of ownership each person has in the company. Fill out and file the Articles of Organization, which is the formal paperwork. You must

How to Create a Business Fax Form

Every business needs a fax form despite our increasing reliance on computerized electronic means of communicating. For some business communications, only an exact copy of a document delivered in an expedited way will fill the need. Since the facsimile was first introduced, it was common practice to include a cover page with the actual document that specifies certain important information about the recipient, sender, and other pertinent information related to the document being sent. Creating a fax form for a business is easy. Fax forms also contain an area where a detailed explanation can be communicated, if needed. This information is generally informal, however it does allow for greater information to be communicated to explain what's needed from the recipient, or to give more explanatory information. Other pertinent information that must be part of a business fax form includes the day's date as well as the Subject

How to Be an Angel Investor

Angel investing is the round of investing that comes before a venture capital firm comes in to fund a private startup. Angel investing can be satisfying when you pick only a select few private companies to support and reap larger returns than even venture capitalists, who invest when the startup is more appreciated by competing investors. Angel investing can be particularly successful if you have an extrovert on your team who hears about numerous startups and a skeptic who can ask the right questions to ferret out the best companies to back. Invest when you have an information advantage or a liquidity advantage. There should be some advantage that you're exploiting that gives you access to the startup's stock at a large discount with little competition from other investors. Listen to a company's pitch several times to make sure you understand it. You won't think of all the right questions to ask immediately

How to Manage a Creative Staff

Managing creative, brilliant, independent, or quirky people requires special skills and a somewhat unique approach. However, when you learn to manage and nurture your creative staff successfully, you've developed skills that will enhance your own career potential and serve you well in any high-level management position. Creatives may include artists, designers, Web programmers, writers, creative directors, producers, musicians, actors, and other people who just so happen to have a creative mindset. Also recognize that most highly creative, talented types have one thing in common: they think for themselves. That's why "managing" and "creative" are words that may seem to be in conflict. However, they are not actually incompatible when the management process is handled wisely. Recognize that every creative person is unique. Creative/practical, creative/intellectual, creative/narcissistic, creative/wild

What Are the Functions of a Board of Directors?

All of the major responsibilities of a board of directors are related to the management and governance of a business or corporation. Chief Executive One of the primary functions of a board is to select a chief executive to whom business administration is delegated. The chief executive's performance is evaluated periodically by the board. Resources A board is responsible for ensuring that the company has adequate financial resources for products or services and for acquiring those resources as necessary. Governance The board determines broad plans and policies and determines company priorities and the capacity for carrying out its various programs. Programs and procedures must be continually monitored by the board. Public Relations The board is responsible for enhancing the corporation's image in the

How to Obtain a Credit Report on a Tenant

Screening the credit histories of potential candidates who want to live in your rental properties is an important step in the application process. It will help ensure that you receive your rental payments on time. Luckily, getting a copy of your applicant's credit report isn't difficult, as it can be done right on your computer. By following a few rules, you can obtain the report in just a couple of minutes, which can save you a lot of hassles later. View the candidate's credit profile. Pay special attention to collections, default accounts and public notices. Has the applicant filed for bankruptcy recently? Has he defaulted on other rental leases? Is he currently behind on credit card payments? Determine the applicant's overall creditworthiness. Choose a company that will provide you with credit reporting services that apply to your circumstances. Many companies have websites that let landlords view potential