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How to Explore The Insurance Market In Your Area To Determine Its Business Potential

I learned a lot about insurance in Hong Kong, most certainly a leading center in Asia . Hong Kong prides itself as having many of the world's top ten insurance companies, operating with own branches or subsidiaries. The choice reflects one of the most liberal and well developed markets, operating with a large number of professionals and specialists in this sector. Many markets in the world continue to impose restrictions, as they have many national restrictions. Hong Kong , on the other hand, is highly liberal, and an important regional reinsurance market, providing insurance to insurers. With continued economic development in Asia, the reinsurance business is bound to expand further. This is an area that has always interested me, and I hope to help you with study in your markets. So let us get started.

"Life Insurance"

Take a look at long term insurance. What is the contribution by individual life insurance? What about group life insurance? How does the area of retirement schemes look? What about permanent health? What about annuity?

Take a look at services. How is the brokerage for insurance and reinsurance? What about management of insurance claims? What about risk management? Are there other aspects in services that you should look into?

This should form a good foundation for your study of the insurance markets, leading on to your continued research with my suggestions in an upcoming article. Do let me know how this has been of help to you. I look forward to hear from you.

"Medical Insurance"

What the gross premium income from insurance, as a percentage of GDP? Of this, how much is direct insurance? How much of this is tied to general business. What percentage of the population has life insurance coverage? What is the long-term premium per capita?

As insurance provides general insurance, long term insurance and supporting services, it is important to take a closer look at these areas.

Take a look at general insurance. Does the largest contributor lie in property damage insurance? What about motor vehicle insurance? What about accident and health?

"Insurance"

How many insurance companies are operating in your area? How many do they employ? How has been the growth or decline over the past five years?

What is value-added insurance's amount and contribution to the Gross Domestic Product (GDP)? Is there an exports insurance service in your area? If so, what is the total amount, and what is its contribution to the exports services?

What is the gross premium income from insurance? Of this, how much is direct insurance? How much of this is tied to general business, and how much to long term business? What about the re-insurance business?

Difficulty: Moderate

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