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Best Way - Cheapest Way to Wire Money Over the Internet

Whether for business or personal reasons, wiring money is an efficient way to send funds. Online companies have made the transfer of money easy and convenient, and in recent years a vast array of companies have began to offer electronic funds transfers. However, the costs will vary with some companies offering a better rate than others.

    PayPal

  1. PayPal is an online business that allows individuals to instantly send money worldwide to others within minutes.To use PayPal, you and your recipient must both sign up with a valid email address. To send money, you must link an existing checking account, debit or credit card to your account. To receive funds, your recipient will also need a valid checking account or credit card linked to the account to withdraw funds. Sending and receiving money with a personal account with PayPal is free.
  2. Western Union

  3. Western Union is an American-based financial institution that allows national and international wire transfers via the Internet within a matter of minutes or days, depending upon which transaction you choose. To start, visit the Western Union website. Fill out the appropriate forms, including the amount to be sent, the recipient's name, address, city and state. Fees depend upon which Western Union service you choose. Internet transaction starts at $5 and will go up depending upon the amount being sent. Both instant delivery of funds and next day services start at the same fee, but as the amount of funds sent increases, so will the fee. Fees can be paid with a debit or credit card.
  4. MoneyGram

  5. MoneyGram is another United States-based financial services business that allows you to send money worldwide via the Internet through a program called eMoney Transfer. Similar to Western Union, MoneyGram offers same-day service where funds will be available to your recipient within a matter or minutes, or an economy service, which will allow funds to be available to the receiver within three to five business days. To use the eMoney transfer, you must first create an account on the MoneyGram official website. Then simply click the send button, and enter your information, the recipient's information, amount to be sent and the delivery method whether it be economical or same day service. Fees start at $15 for same day service, and $10 for economy service. You may pay with a major credit card or debit card.

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