Insurance brokerage is a business that provides assistance to individuals to find the insurance coverages that are needed. Insurance brokers typically come in the form of an independent agent who does not work for a specific insurance company. An insurance brokerage is able to locate the best company for policies. The largest association of insurance brokers in America is called the Independent Insurance Agents & Brokers of America.
- The Independent Insurance Agents and Brokers of America or IIABA is an organization of more than 300,000 small business owners and employees. The agents offer all types of insurance and financial products from all types of local, regional and even national insurance companies. The IIABA began in 1896 as the National Local Association of Fire Insurance Agents and was changed to the National Association of Insurance Agents and Brokers in 2002.
- The most common type of insurance broker is a local independent agent. Most cities in every state have at least one or more independent insurance agencies available that offer various type of insurance policies. Independent agents serve a local community, which enables them to offer a wide variety of insurance products. These include auto, home, life as well as health and even financial service products.
- Marsh is a world leader for insurance brokerage services and client adviser about risk. Marsh currently has more than 24,000 employees and has revenues that reach $5 billion on an annual basis. The company primarily works with various types of businesses, public entities as well as organizations and individual clients in more than 100 countries. Marsh is part of the March and McLennan Companies.
- Lockton is a privately owned independent global insurance broker that is one of the largest in the world. The company has more than 3,800 employees who work from 129 offices in 34 countries. Lockton is experienced in providing a service plan to clients designed to fit their particular insurance needs.
- The Graham Company is one of the largest insurance brokers that provides products and service within the United States. The company concentrates on about 200 clients and provides many types of insurance products and services. These include all types of property-casualty products and surety bonds for businesses that are considered high risk. Insurance programs are developed by professionals that meet the specific needs of each client.
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